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Personal Insurance

PET INSURANCE; it’s a real thing!

By October 15, 2020 No Comments

Hi, I’m Roo!  I’m an 8 month old Blue Heeler and my person is Terri. My “gotcha date” was March 21 and I have an older brother, Dingo age 13. I am full of energy, require lots of playtime, learning toys, puzzles and anything I can herd. But, what if I get hurt or get really sick? She’s got some good information for you 2 legged owners of us 4 legged furry kids.

First, I hope you’re doing well.

Wanted to share this with you if you own pets, or know someone with a four-legged family member. This year has been a booming year for new adoptions.

People sometimes laugh at the prospect of insuring a pet as a kind of extravagance.  But when you love a pet as much as most people do, an unexpected illness or accident can force you into incredibly hard situations.

For peace of mind and not a lot of money, pet insurance may be worth checking out. Here are a few things to keep in mind:

  • To enroll, puppies and kittens must be six to ten weeks old at a minimum. Many insurers cut off first-time enrollment when your pet reaches 10 to 14 years of age.
  • Pet insurance coverage varies. Some plans cover only emergencies and accidents, while other more comprehensive plans cover cancer, congenital and hereditary conditions, and other chronic diseases.
  • Most pet insurance plans don’t cover pre-existing conditions or wellness visits like annual exams or teeth cleaning.
  • Depending on your pet’s age and breed, where you live, and the level of coverage you select, the cost of pet insurance ranges from $10 to $60 per month (prices vary)
  • Pet insurance plans work by reimbursing you for a percentage of the treatment costs. You choose your reimbursement level when you purchase the policy, such as 70%, 80%, or 90%.

If you’re like me, you want your dog or cat to receive the very best care at every stage of life. Give me a call, shoot me an email or click here   Quote Now