April is Alcohol Awareness Month. How many drinks is too many?

By | Personal Insurance

It’s ok to consume alchol if you do it responsibly. With taxi’s, Uber, Lyft or a designated driver there really is no reason why anyone should operate a vehicle impaired. But, it happens and there are consequences-the worst being a fatality. A DUI charge (called “OVI” in Ohio) is a serious offense. Although charged as a first degree misdemeanor, a first DUI conviction in Ohio includes mandatory penalties, including three days in jail, high fines, and a license suspension for up to three years. “Annies Law” became effective April 6, 2017 with some significant changes. Under Ohio law, drunk driving is…

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Celebrating St. Patrick’s Day? Fun facts about the origin with the dancing leprechaun

By | Personal Insurance

I was curious about the origin of Saint Patrick’s Day. So, I googled it. Who knew this dates back to 432 BC. Saint Patrick’s Day, feast day (March 17) of St. Patrick, patron saint of Ireland. Born in Roman Britain in the late 4th century, he was kidnapped at the age of 16 and taken to Ireland as a slave. He escaped but returned about 432 to convert the Irish to Christianity. By the time of his death on March 17, 461, he had established monasteries, churches, and schools. Many legends grew up around him—for example, that he drove the snakes out of Ireland and used the shamrock to explain the Trinity. Ireland came…

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Buying a new vehicle? How much extra will those safety features cost you?

By | Personal Insurance

Today’s vehicles, even base models, are equipped with increasingly sophisticated technology. This includes Advanced Driver Assistance Systems (ADAS), which use information from various sensors to “see” the world outside the vehicle. These sensors can be damaged in collisions, fail in normal operation or require recalibration to work effectively. AAA conducted a study of three vehicles to better understand the costs of replacing and/or calibrating ADAS sensors in tupical collision and repair scenarios. READ MORE

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RENTING OUT YOUR HOUSE?

By | Personal Insurance

Renting out your property, whether it’s part of the home you live in or a separate space altogether, can be a great way to generate income. That is, as long as it’s properly insured. If you’re acting as a landlord for a short- or long-term rental, you’re most likely going to require more coverage than a regular homeowners policy provides. See which policy type is right for your situation and find out how to adequately protect against risk: Read more

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The passing of Benjamin T. Sutton 1933-2019

By | Personal Insurance

It saddens us to announce the passing of Benjamin T. Sutton, 2nd generation owner of the Edward H. Sutton Insurance Agency. Ben, also known as “T”, “Bone Crusher”, “The Prince” and “Tupp”, will be greatly missed. His devotion and passion for the insurance business is the legacy that will live on. Benjamin T. Sutton obituary

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