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Personal Insurance

If I have Health Insurance do I need Medical Payments on an auto insurance policy?

By | Personal Insurance

“You are driving home after work and another car runs the red light and broadsides you. The car is heavily damaged and you are injured. The paramedics arrive and wisk you off to the hospital. You know the collision coverage on your auto policy will take care of the car, if the other party isn’t insured, but who pays for the ambulance ride and ER visit?” If you have Medical Payments coverage on your auto insurance policy then Medical Payments (aka Medpay) covers your immediate hospital, doctor, ambulance and funeral expenses, up to the amount listed on your auto insurance…

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I SCREAM FOR ICE CREAM! July’s official food.

By | Personal Insurance

Did you know it’s National Ice Cream Month? A whole month dedicated to the delictable and sweet treat of summer. The food that can cool you down and satisfy the sweet tooth covered with all kinds of toppings from fudge to sprinkles, chocolate chips, candies and more…or no topping at all. Enjoy it in a bowl, cone, waffle or out of the carton. In July 1984, President Ronald Reagan, proclaimed July National Ice Cream Month and established National Ice Cream Day as the third Sunday in the month of July. The event is now highly publicized by ice cream manufacturers….

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JULY 4TH OFFICE HOURS

By | Personal Insurance

OUR OFFICE WILL BE CLOSED  THURSDAY JULY 4   AND  FRIDAY JULY 5  IF YOU HAVE A CLAIM EMERGENCY, PLEASE REFER TO YOUR CARRIER ID CARD OR VISIT OUR WEBSITE AT  www.suttoninsurance.com/client-portal   If you need emergency assistance that requires our help, please email  hello@suttoninsurance.com or leave a voice mail at 330-562-5145  Ext 7001 – Terri  Ext 7000 – Ben  Have a safe holiday weekend.  Ben & Terri  

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ARE YOU PREPARED FOR A TORNADO?

By | Personal Insurance

  “At least 17 confirmed tornadoes touched down during a series of storms late Memorial Day into early Tuesday morning, the National Weather Service in Wilmington announced late Wednesday night, and teams are continuing to survey damage across the state”. (By Bethany Bruner The Columbus Dispatch Wednesday Posted May 29, 2019 at 1:07 PM Updated at 6:28 AM) Check out the stats Click here . The devastation the Dayton, Ohio area saw this past weekend is unfathomable to most of us. The one documented life lost was one too many. As people sort through the rubble of, what was, once their home they wonder how…

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10 Hard-to-believe Insurance Facts

By | Personal Insurance

Say What?   The world of insurance is far more interesting than you probably think it is. For example, in Japan, golfers have bought golf insurance because if they ever hit a hole in one, they’d have to spend a lot of money buying drinks and gifts for lots of people. Meanwhile, some people’s body parts have been insured, with Kiss bass player Gene Simmons once having his tongue insured for a million dollars. Here’s a look at 10 surprising and interesting facts about insurance, some of which you may want to act on, as they could save you money. My…

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April is Alcohol Awareness Month. How many drinks is too many?

By | Personal Insurance

It’s ok to consume alchol if you do it responsibly. With taxi’s, Uber, Lyft or a designated driver there really is no reason why anyone should operate a vehicle impaired. But, it happens and there are consequences-the worst being a fatality. A DUI charge (called “OVI” in Ohio) is a serious offense. Although charged as a first degree misdemeanor, a first DUI conviction in Ohio includes mandatory penalties, including three days in jail, high fines, and a license suspension for up to three years. “Annies Law” became effective April 6, 2017 with some significant changes. Under Ohio law, drunk driving is…

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